About one-third of Americans rely on Social Security benefits for half of their income, and for many senior citizens, these financial benefits are the most important source of retirement income. In this episode, Bay Point Wealth Advisors Jim Kantowski and Jake Sadler discuss Social Security ...
ETFs, Exchange Traded Funds, are growing in popularity. If you are looking for a flexible, affordable, tax-efficient method to access a wide range of asset classes, ETFs may be right for you. Marcus Schafer, CFP®, Regional Director at Dimensional Fund Advisors joins Bay Point Wealth Advisors Jim ...
The banking system has been full of uncertainty following the recent high-profile bank failures, a volatile stock market, and global banking concerns. But uncertainty is unavoidable and investing comes with risks. So how do you protect yourself when a big event occurs? In this episode, Bay Point ...
Home equity is the difference between what your home is worth and what you owe your lender. As you make payments on your mortgage, you reduce principal, and you build equity. In this podcast, Bay Point Wealth Advisors Jim Kantowski and Jake Sadler talk about how you can use your equity and the ...
It’s that time of year again, time to talk taxes! Filing taxes can be daunting, so it’s important to brush up on the basics (like filing deadlines, extensions, and software) and revisit ways to prepare financially for tax season.
For many of us, investing is how we save for retirement and other important life events. But after a certain period of time situations change. We experience life transitions that cause us to need adjustments in our investments. Portfolio rebalancing allows you to review the types of investments ...
What is a Required Minimum Distribution (RMD)? The annual amount you must withdraw from most retirement plan accounts once you reach a certain age. In this episode, Bay Point Wealth Advisors, Jim Kantowski and Jake Sadler discuss what types of plans require RMDs and which don’t. As well as ...
The beginning of a new year provides us with an opportunity to reflect on the past and set goals for the future. In this episode, we discuss creating consistent financial habits that will set you up to successfully reach your financial goals in 2023 and beyond. Bay Point Wealth Advisors Jim ...
Fixed-Income investments provide diversification benefits in a portfolio and may offer regular income that may be exempt from state or federal taxes. In this episode, we discuss Fixed-Income Portfolios, the impact the rise of interest rates has had on bonds, and the pros and cons of implementing ...
Life happens. How much cash should you have on hand for an emergency? Unexpected expenses can come along at any time. In this episode, Bay Point Wealth Advisors Jim Kantowski and Jake Sadler provide you with tips for managing your portfolio so that you can be as prepared as possible with a cash ...
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