If you’re a small business owner, you’ve probably asked yourself whether you should offer a 401(k) plan as part of your employee benefits package. A 401(k) offers advantages for both employers and employees, it’s a great tool to attract and retain quality talent, incentivize performance, and ...
For many, securing a student loan is the key to overcoming the daunting financial barriers associated with pursuing a college degree. But how do we effectively manage them, and ensure that higher education remains a stepping-stone to success rather than a burden? It's essential to recognize that ...
What is financial security? The answer to this question is slightly different for everyone. Ultimately, financial security is a sense of stability, control, and freedom in your financial life—regardless of the phase of life you’re in. Join Bay Point Wealth Advisors Jim Kantowski and Jake Sadler ...
Building generational wealth is not just about accumulating monetary assets; it's about creating a lasting impact and a meaningful legacy. In this episode, Bay Point Wealth Advisors Jim Kantowski and Jake Sadler are joined by Bennett Link to discuss the steps you can take to shape your financial ...
In this episode, we challenge the notion that investing should be filled with constant excitement and adrenaline-fueled decision-making. Before making investment decisions based solely on the advice of TV, YouTube, Twitter, blogs, or TikTok videos, we encourage investors to reflect on the ...
As interest rates have been on the rise, it becomes crucial to understand what this means for your housing decisions and how it can affect your wealth management strategies. Join Bay Point Wealth Advisors Jim Kantowski and Jake Sadler as they delve into a topic that is on the minds of many ...
Making a substantial purchase can be a significant financial decision that requires careful consideration. Whether it's a dream home, a luxury vehicle, or an investment property, this episode provides valuable insights to help you navigate the complexities of such purchases. Join Bay Point ...
In Part 3 of our Social Security series, Bay Point Wealth Advisors Jim Kantowski and Jake Sadler address the challenges and uncertainties that come with Social Security, including taxes, earnings restrictions, potential changes to the system, funding concerns, and shifting policies. Join us as ...
Join us as we continue our conversation about Social Security. In this episode, Bay Point Wealth Advisors Jim Kantowski and Jake Sadler discuss the various scenarios where spousal benefits come into play. Whether you're married, divorced, or widowed, understanding how Social Security can provide ...
About one-third of Americans rely on Social Security benefits for half of their income, and for many senior citizens, these financial benefits are the most important source of retirement income. In this episode, Bay Point Wealth Advisors Jim Kantowski and Jake Sadler discuss Social Security ...
IMPORTANT DISCLOSURE INFORMATION
Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Bay Point Wealth [“Bay Point”]), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from Bay Point. Please remember that if you are a Bay Point client, it remains your responsibility to advise Bay Point, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Bay Point is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. A copy of the Bay Point’s current written disclosure Brochure discussing our advisory services and fees is available for review upon request or at www.baypointwealth.com. Please Note: Bay Point does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Bay Point’s web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Please Also Note: IF you are a Bay Point client, Please advise us if you have not been receiving account statements (at least quarterly) from the account custodian.
Annapolis, MD
(410) 626-8198
Asheville, NC
(828) 225-1730
Stevensville, MD
(877) 626-8198
