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Jim Kantowski, CFP®, CPA

Jim Kantowski, CFP®, CPA
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Recent Posts

Wealth Management And Tax Planning: How It All Works

Posted by Jim Kantowski, CFP®, CPA on February 18, 2021
Tax planning is an integral part of the ongoing wealth management process for several reasons. When you work with a financial firm that combines wealth management and tax planning expertise, you have the opportunity to reduce your tax bill, increase your wealth ...
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Topics: Investment News

Roth Conversion Strategies: Everything You Need To Know

Posted by Jim Kantowski, CFP®, CPA on January 26, 2021
Finding opportunities to reduce the amount of tax you pay is an integral part of financial planning. Converting your investments from an Individual Retirement Account (IRA) to a Roth IRA is one way to potentially decrease your tax burden.
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Topics: Financial Planning

Maximizing Social Security Benefits for Married Couples

Posted by Jim Kantowski, CFP®, CPA on January 19, 2021
Knowing how to maximize Social Security benefits for a married couple is an essential part of financial planning, especially because it can help you receive more benefits, pass along a greater amount of assets to your heirs, or reduce your taxes if you play your ...
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Topics: Investment News

A Look Back at 2020 - Q4 and Annual Market Review

Posted by Jim Kantowski, CFP®, CPA on January 18, 2021
The year 2020 proved to be one of the most tumultuous in modern history, marked by a number of developments that were historically unprecedented. But the year also demonstrated the resilience of people, institutions, and financial ...
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Topics: Investment News

Can Married Couples Combine IRAs?

Posted by Jim Kantowski, CFP®, CPA on November 19, 2020
Most married couples today choose to combine their finances for simplicity’s sake and to work towards one common goal. (Although, if your spouse has ever asked you to cut back on your online shopping, you may wish you had a separate bank account!) In all ...
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Topics: Financial Planning

Widow Financial Planning: 4 Key Steps To Follow

Posted by Jim Kantowski, CFP®, CPA on November 12, 2020
Losing a spouse can be devastating. Not only does this life-changing event take a significant emotional toll, but it also creates uncertainty around financial matters. As a widow, the financial planning process in particular may seem overwhelming, leaving you ...
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Topics: Financial Planning

Quarterly Market Review - 2020, Q3

Posted by Jim Kantowski, CFP®, CPA on October 16, 2020
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Topics: Investment News

Minimizing Taxes In Retirement: Top 4 Tips

Posted by Jim Kantowski, CFP®, CPA on October 15, 2020
Retirement should be a time of enjoyment, but it can be stressful if you’re not sure whether you’ll have enough money to cover your expenses and leave room for leisure activities. Avoiding taxes in retirement is one way to keep more of your wealth in ...
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Topics: Tax News

Fee-Only Wealth Management: How Is It Different Than Commission?

Posted by Jim Kantowski, CFP®, CPA on September 24, 2020
You want to grow your wealth based on personalized financial advice, not give your money away to an advisor for simply selling you a product. That’s why you need to understand the difference between fee-only and commission-based wealth management. When you work ...
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Topics: Wealth Management

Bay Point’s Wealth Management Process, Explained

Posted by Jim Kantowski, CFP®, CPA on September 18, 2020
Choosing a firm to manage your wealth takes careful consideration. You need a financial advisor who will strive to understand your goals, and act in your best interest. Before you hire an advisor, take some time to learn about the wealth management process, and ...
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Topics: Wealth Management